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Side-by-side comparison · updated Feb 2026

simplestores vs Instamojo

Instamojo is a great payment gateway, but the bundled online store is shallow. The 5% + ₹3 transaction fee is double our cost, and the product-page is hard to customise. We give you Instamojo-grade payments via Razorpay + a real storefront.

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Your monthly cost, side by side

Slide the inputs to match your real volume. We use the public pricing of each platform — no marketing spin.

Monthly GMV
₹80,000
simplestores
₹250
per month
Instamojo
₹4,300
per month
You save ₹4,050 / month
That's ₹48,600 a year — about 94% lower running cost.
How we calculated it
  • simplestores (₹2.5 × 100 orders)₹250
  • Instamojo 5% of GMV₹4,000
  • Instamojo ₹3 × 100 orders₹300

Instamojo free plan: 5% of order value + ₹3 per transaction. Premium plan: ₹3,999/year + reduced %.

Feature by feature: where each platform wins

Both platforms can sell products. Below is what we actually ship differently — based on documented features on each platform's site.

Feature
simplestores
Instamojo
Monthly cost
₹0
₹0 free / ₹333 premium
Transaction fee
Flat ₹2.5
5% + ₹3
Storefront depth (variants, bundles)
Basic
Service-industry bookings
AI SEO + descriptions
A/B testing
Multi-domain DNS
Limited
Dispatch-to-courier with AWB
Shiprocket only
Abandoned-cart automation

Common questions

Instamojo's PG is solid, but their store builder isn't. With simplestores you get Razorpay (UPI, cards, netbanking, EMI, wallets) at the same standard PG rate plus a much richer storefront and product page.

Ready to move off Instamojo?

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